Etats-Unis : un nouveau plan d'aide pour endiguer la crise des prêts hypothécaires à hauts risques - RDE nº 07- 183
| Auteur | Legal News |
Face à la crise actuelle des activités de crédit dans l'immobilier à risque (les subprime mortgage), les sociétés spécialisées dans le "subprime" étant de plus en plus nombreuses à déposer leur bilan et les emprunteurs toujours plus nombreux à se déclarer en faillite personnelle, les agences fédérales de financement hypothécaire Fannie Mae et Freddie MAc ont présenté mardi 17 mars 2007 devant le Congrès un nouveau plan d'aide. Baptisé "Homestay", ce plan en faveur des souscripteurs de prêts hypothécaires à hauts risques se trouvant dans l'impossibilité d'honorer leurs remboursements, propose plusieurs aménagements. Il propose notamment de limiter le montant des échéances mensuelles, de prolonger les durées de remboursement au-delà de...
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